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Why Choose Us
Cash Advance® has been a trusted resource for short-term loans since 1997. While there are many companies dedicated to helping consumers get funds quickly, Cash Advance® stands apart by offering a unique level of customer care, security, and a brand that consumers can trust.
We’re a Brand You Can Trust
Cash Advance® has always made a commitment to be upfront, honest, and ethical when dealing with customers. Our mission has never been to push a customer into a loan they don’t want, but to help them find a short-term loan option in their time of financial need. In addition to traditional loans, some lending partners in our network may offer lines of credit.
Our Service is Free To Use
Using Cash Advance® is completely free and you can use our service as often as needed. If approved, the only cost you are responsible for comes after you review and agree to a lender’s terms. Fees associated with the loan will vary depending on your state, the lender, and the amount of your short-term loan.
Large Lender Network
We work with a large network of lenders and financial service providers to try to connect you with a lender that offers a loan that can work for you. When you submit your loan request, it is reviewed by our network.
Your Personal Information is Protected
CashAdvance® is certified by two independent services to ensure that your personal information is secure at all times. In order to protect your information from hackers, our site is tested daily by Comodo. Your privacy and security is important to us. We use advanced encryption technology to protect your personal information.
We Care About the Customer Experience
Cash Advance® is dedicated to providing customers with the best possible experience. We strive to make the process as safe, easy, and personal as possible, with our in-house customer service team, educational tools and resources to help customers make good financial decisions, and the care that is taken when evaluating each lender before choosing to work with them. Customers can feel confident knowing that not only is our site safe and easy to use, we also have their best interests at heart.
Submitting your inquiry for a loan at CashAdvance.com incurs absolutely no cost. CashAdvance.com is not a lender and does not provide lending services directly to consumers. Based on the information you submit, CashAdvance.com searches its database for potential lenders and/or loan products for your consideration. In addition, you may be connected with a tribal lender. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws.
The Truth in Lending Act requires full disclosure of all loan fees and interest rates that borrowers may incur. All fees and rate information should be disclosed to you by your lender at the time of approval. Upon the conclusion of lender approval, most lenders will direct you to an e-signature page that they provide.
Full Disclosure of Terms
The lender provides documents that contain all fees and rate information pertaining to the loan being offered to you by the lender. Please review the fee and rate information provided to you by your lender thoroughly and completely before agreeing to the terms of the loan. You are under no obligation to accept these terms. If you decide the loan terms detailed in the lender contract are acceptable and wish to proceed with the loan process, e-sign the page and await transfer of your funds.
The loan fees and interest rates are determined solely by your lender, with specific amounts determined based upon the information you submitted to the lender. CashAdvance.com has no control or knowledge of the loan details between you and your lender. You are under no obligation to continue with the loan request if you find a particular lender’s loan terms unsuitable.
Late Payment Policy
Cash advance lenders have varying policies regarding late payments. Review the late payment policy detailed in the loan documents provided to you by your lender before appending your e-signature, and thereby agreeing to the loan terms. All lenders, however, must abide by applicable laws, rules, and regulations regarding late payment fees. Select your state from the list below to review the laws and regulations governing late payments by a particular state.
Non-Payment Policy
Additional fees or charges may request to you in the event that you are unable to repay your loan. CashAdvance.com uses commercially reasonable efforts to work only with reputable lenders dedicated to pursuing collections of past due accounts in accordance with Fair Debt Collection Practices. Find your state in the list down below to review the legal repercussions applicable to you in the case of non-payment.
Loan Renewal Policy
Where rollovers, or repayment term extensions, are allowed, interest rates, along with any late fees that may be assessed, can add a substantial dollar amount to the end price of your loan. Read the lender's terms in full regarding loan renewal options before signing the loan contract.
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